2026 policies · updated April 2026

Find every Massachusetts energy incentive you qualify for.

One free calculator that maps all active Massachusetts programs — Mass Save heat pump rebates, SMART 3.0 solar, LIHEAP fuel assistance, WAP weatherization, MOR-EV and more — to your household in about two minutes. No contractor calls. No lead sales.

Free · private · estimates only — verify with each program administrator before you apply.

11
Programs covered
Active MA incentive programs for 2026, in one place
$16,000
Heat pump rebate
Program maximum for income-eligible households (Mass Save)
20 yr
Solar horizon
SMART 3.0 pays a fixed tariff over a 20-year term
~2 min
To an estimate
Enter your household, see what you likely qualify for
How it works

From two minutes of inputs to a full action plan.

Massachusetts stacks a dozen programs across three agencies and every utility. The calculator does the cross-referencing so you don't have to.

1

Describe your household

Income, household size, current heating, and the upgrades you're considering. Nothing more than the programs actually ask for.

2

See a personalized estimate

Instantly see which of the 11 programs you likely qualify for and the estimated incentive amounts for your situation.

3

Follow a prioritized plan

A sequenced checklist: which programs to apply for first, what documents you'll need, and links straight to each official source.

Coverage

Every active Massachusetts energy program.

Figures below are program maximums and typical ranges drawn from official schedules — your estimate depends on income, household size and usage.

❄️Rebate
Up to $16,000
Mass Save Heat Pump
Cold-climate heat pump install. Income-eligible households may reach a no-cost turnkey; standard tier is rebated per ton.
☀️20-year
$0.03–0.06/kWh
SMART 3.0 Solar
A fixed 20-year solar tariff from your utility. Income-eligible adder can roughly double the base rate.
🔥Annual
Fuel assistance
LIHEAP
Federal heating-cost help for households at or below 60% state median income. Benefit varies by fuel, size and usage.
🧱No cost
Up to ~$8,000
WAP Weatherization
Insulation, air sealing and health & safety measures at no cost for income-eligible households.
🔋Battery
Seasonal payment
ConnectedSolutions
Eversource / National Grid battery demand-response. Paid per summer and winter dispatch season.
🚗EV
Up to $3,500
MOR-EV Rebate
State EV rebate — higher for income-eligible buyers. Battery EVs qualify; the vehicle must be purchased or leased in MA.
💧Rebate
Up to $2,000
Heat Pump Water Heater
ENERGY STAR HPWH rebate, higher for income-eligible households — replaces electric or gas resistance units.
💳Financing
Up to $25,000
0% HEAT Loan
Zero-interest financing for qualifying upgrades through Mass Save lenders. A loan, not a grant — shown separately.

Plus Mass Save insulation & air sealing, EV Level 2 charger rebates, and EmPower Massachusetts no-cost weatherization — 11 programs in total.

⚠️
Federal tax credits expired December 31, 2025.

Section 25C (heat pumps, insulation) and Section 25D (solar, batteries) federal credits both ended at year-end 2025, with none available in 2026. Massachusetts state programs — Mass Save, SMART, LIHEAP, WAP, MOR-EV — remain funded and active, which is exactly why mapping what you still qualify for matters.

Who it's for

Built for Massachusetts homeowners and renters.

Homeowners planning upgrades

Weighing a heat pump, solar, insulation or a new water heater — and want to sequence the incentives before you call a contractor.

Income-eligible households

Many programs pay dramatically more, or cover the full cost, at or below certain income thresholds. The calculator checks each one against your numbers.

Anyone tired of the maze

Three agencies, four utilities, a dozen programs, shifting 2026 rules. One place to see it all against your actual household.

Pricing

Free to use.

$0
Free calculator — no account required to get an estimate
  • All 11 programs, one calculation
  • Personalized to your household inputs
  • No ads and no selling of contractor leads
  • Your inputs stay yours — private by design
Start calculating →
En español

¿Habla español? Calcule sus incentivos de energía de Massachusetts.

La calculadora funciona para todos los hogares de Massachusetts. Ingrese sus datos y obtenga un estimado personalizado de los 11 programas activos, incluyendo Mass Save, LIHEAP y MOR-EV. Gratis y privado.

Calcular mis ahorros →

See your personal estimate in about two minutes.

Enter your income and household details, get a breakdown of every program you likely qualify for, and a prioritized plan for applying.

Open the calculator →